Methods of payment

The following forms of payment are available, depending on the item selected:

  • Payment in cash: by card, without finance. Payment option available for the whole product catalogue.
  • Payment by finance with zero interest and charges (0% APR1, 0% NIR): payment option available for items on which finance is explicitly offered, through the following options:
    - Payment through a loan granted by CaixaBank, S.A.
    - Payment with a card from CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. that allows payment in instalments.

1. Financing conditions. Interest-free finance ( APR 0% , NIR 0%). Finance through a loan offered by CaixaBank, S.A., and card finance offered by the hybrid payment entity CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. (“CPC”), domiciled at Avenida de Manoteras 20, edificio París (28050 Madrid). CaixaBank, S.A. acts as an agent for the card issuer. The fund protection system for clients using payment services chosen by CPC is deposit in a separate account open with CaixaBank, S.A. Financing subject to prior approval and granted for the full price of the product, and only for purchasing the product at Facilitea. Representative example calculated to finance the total cost of the product, €500: APR 0% NIR 0%. Repayment period 20 months. Total amount owing: €500. Number of monthly instalments: 20 instalments of €25.00. Total cost of the loan: €0. French repayment system. NRI 7533-2024/05143